DSCR Calculator

See if your rental property covers its loan.

Will this rental cover its loan?

DSCR is how investor lenders qualify a property on its own income — no tax returns. Enter the deal and see where you land.

Monthly rent
$
Purchase price
$
LTV
%
Loan amount $350,000
Interest rate
%
Loan term
Property tax / mo
$
Insurance / mo
$
HOA / mo
$
Your DSCR
0.75 1.00 1.25
Strong

Comfortably above 1.25 — this is the best DSCR pricing tier.

Monthly P&I
+ Taxes, insurance, HOA
= PITIA (monthly cost)
Get a Quote → Pre-approval in minutes. No tax returns.

Estimate only. Actual DSCR, rate, and eligibility depend on the full loan file. Not a commitment to lend.