Get Pre-Approved

Know what you qualify for before you make an offer — no documents required.

Request a Call →
✔ No hard credit pull to get started
✔ No application fee
✔ No income documentation required for pre-approval

How Pre-Approval Works

Four steps, no income documentation, usually done in a single 15-minute call.

1
Request a call Fill out a short form and a loan officer reaches out — usually the same day.
2
Get set up in the Vault Your rep creates your account in the Vault, our secure borrower portal, so everything from here on is trackable in one place.
3
Verify the property and a few details Share the property address, purchase price or value, and your entity info. No tax returns, no pay stubs, no bank statements required at this stage.
4
You're pre-approved — let's start the deal With property and deal basics verified, we issue your pre-approval and move straight into structuring your loan.

Common Questions

What do I need to get pre-approved?
Just the basics on the deal — the property address, purchase price or value, and your entity information. No tax returns, pay stubs, or bank statements are required for pre-approval.
Does this affect my credit score?
No. There is no hard credit pull to get started or to be pre-approved.
How long does pre-approval take?
Most borrowers are pre-approved after a single 15-minute phone call, once the property and deal details are verified.
Is pre-approval a commitment to lend?
Pre-approval reflects what you qualify for based on the property and deal details provided. Final loan approval is subject to underwriting, valuation, and title review.
What happens after I'm pre-approved?
We move straight into structuring your loan — locking terms, ordering valuation and title work, and preparing for closing.

Ready to Get Started?

Know your buying power before you make an offer. Request a call and hear from a loan officer — usually the same day.

Request a Call → Call (862) 293-2467