Real Deals. Real Results.

This borrower needed to cash-out refinance a 2-unit duplex in Belleville, NJ. We used the market rent from the appraisal to qualify the deal — no rent receipts needed — and closed at 60% LTV in just 12 days.

This borrower needed to cash-out refinance a vacant single family property in Fayetteville, TN. We used market rent to qualify the deal and closed at 50% LTV in 19 days.

This borrower needed to purchase and rehab a unique property in Gloversville, NY — a museum zoned as residential. We funded 50% of the purchase price and 100% of the rehab budget.

These borrowers, one a permanent resident, needed financing to purchase a 2-unit duplex in Paterson City, NJ. We used DSCR to qualify the deal off the property's own income and closed at 75% LTV.

This borrower needed to refinance and rehab a single family property in Byram Township, NJ. We funded 85% of the property value and 100% of the rehab budget.

The borrower came to us looking for a better rate than the lender they'd been working with for years. We secured a stronger rate, put $50,000 cash in their pocket, and closed the deal in just 17 days.

This borrower came to us with an existing rate of 7.625% on their investment property. We completed a rate-and-term refinance, securing a new 30-year fixed rate of 6.25% — lowering their monthly payment and improving the overall deal economics.

The borrower came to us not knowing what a DSCR loan was. He owns multiple properties in Detroit, and we showed him how a cash-out refinance could put equity in his pocket to buy more. We closed it in just 10 days.

This investor needed a cash-out refinance on his condo, qualifying with DSCR instead of personal income. Even with a 0.75 DSCR, we still got the deal closed — and structured it with no prepayment penalty, giving him full flexibility to sell or refinance whenever he's ready.

This foreign national investor already owns a large rental portfolio and refinanced four single-family properties in Cleveland in one deal. We used DSCR to qualify him without U.S. income documentation, closing all four properties on a single 30-year fixed loan.

This borrower had a 607 credit score — low enough to shut most doors elsewhere. Because we qualify on the property's DSCR instead of personal credit, we were still able to get him a cash-out refinance at 50% LTV.

These borrowers were falling behind on their payments and needed relief fast. We structured a cash-out refinance on their duplex that got them caught up and back on solid footing.

This investor was carrying a 7.375% rate on his four-unit Section 8 property in Fort Lauderdale. We refinanced him into a 30-year fixed DSCR loan at 5.874%, qualifying off the property's rental income with no tax returns or bank statements — and he walked away with $140,000 in cash to redeploy into his next deal.

The borrower came to us looking for financing on a 4-unit property worth only $100,000. We used DSCR to qualify it off the property's own income and got the deal closed.

This investor needed financing to build from the ground up in Nunnelly, TN. We structured a 12-month construction loan to get the project underway.

This borrower came to us for a cash-out refinance on his single family property in Tallahassee. We closed it at a 6.125% rate on a 30-year fixed loan.

This borrower needed financing to purchase and rehab a property in Canajoharie, NY. We structured a purchase-and-rehab loan to fund the acquisition and renovation.

This borrower came to us for a cash-out refinance on his property in Fayetteville. We closed it at a 6.375% rate on a 30-year fixed loan.

This was the second of two simultaneous DSCR cash-out refinances we closed for the same investors — pulling equity from a second 3-unit multifamily property in New Jersey to fund an all-cash purchase instead of a costly commercial loan.

These investors came to us wanting a commercial loan to buy a 6-unit property, but the numbers didn't work anywhere else. Instead, we used DSCR to refinance this 3-unit multifamily property they already owned, freeing up equity to fund the purchase without ever touching a commercial rate.

This borrower needed financing to purchase and rehab a property in Keyport, NJ. We funded 90% of the purchase price and 100% of the rehab budget.

This borrower came to us for a cash-out refinance on his single family property in Philadelphia. We closed it at a 7.51% rate on a 30-year fixed loan.

This borrower came to us for a cash-out refinance on his property in Sparta. We closed it at a 6.624% rate on a 30-year 5/6 ARM.

This borrower came to us for a cash-out refinance on his single family property in Fort Plain. We closed it at a 6.81% rate on a 30-year fixed loan.

This borrower came to us to purchase a rural property in East Stroudsburg. We closed it at a 7.425% rate on a 30-year fixed loan.

This borrower needed financing to purchase and rehab a single family property in Tinton Falls, NJ. We funded 85% of the purchase price and 100% of the rehab budget.