Real Deals. Real Results.

This borrower needed to purchase and rehab a single family property in Johnstown, NY. We funded 87.5% of the purchase price and 100% of the rehab budget.

This borrower needed to cash-out refinance a condo in Egg Harbor Township, NJ. We used our DSCR loan program to qualify the deal off the property's rental income instead of personal income or tax returns, closing at 68% LTV in 26 days.

This borrower needed to purchase and rehab a single family property in Peru, IN. We funded 85% of the purchase price and 92.16% of the rehab budget.

This borrower needed to cash-out refinance a very unique single family home in Norwich, CT — an oversized property with an unusually high bedroom and bathroom count that left no comparable sales within 5 miles, making it difficult to value with a standard appraisal. We used our DSCR loan program to qualify the deal off the property's rental income instead of personal income or tax returns, closing at 70% LTV.

This borrower needed financing to purchase a duplex in Paterson, NJ. Using our DSCR loan program, we qualified the deal off the property's own rental income instead of personal income or tax returns — no employment verification, no debt-to-income calculation, and no W-2s or pay stubs required. That let us move quickly and close at 80% LTV with a straightforward, income-based underwriting process built specifically for investment properties like this one.

This borrower needed to cash-out refinance a 5-unit multifamily property — the kind of deal most lenders push into full commercial underwriting. We funded it entirely through our DSCR program instead, with no tax returns and no commercial underwriting required, closing at 65% LTV.

This borrower needed to cash-out refinance a 2-unit duplex in Belleville, NJ. We used the market rent from the appraisal to qualify the deal — no rent receipts needed — and closed at 60% LTV in just 12 days.

This borrower needed to cash-out refinance a vacant single family property in Fayetteville, TN. We used market rent to qualify the deal and closed at 50% LTV in 19 days.

This borrower needed to purchase and rehab a unique property in Gloversville, NY — a museum zoned as residential. We funded 50% of the purchase price and 100% of the rehab budget.

These borrowers, one a permanent resident, needed financing to purchase a 2-unit duplex in Paterson City, NJ. We used DSCR to qualify the deal off the property's own income and closed at 75% LTV.

This borrower needed to refinance and rehab a single family property in Byram Township, NJ. We funded 85% of the property value and 100% of the rehab budget.

The borrower came to us looking for a better rate than the lender they'd been working with for years. We secured a stronger rate, put $50,000 cash in their pocket, and closed the deal in just 17 days.

This borrower came to us with an existing rate of 7.625% on their investment property. We completed a rate-and-term refinance, securing a new 30-year fixed rate of 6.25% — lowering their monthly payment and improving the overall deal economics.

The borrower came to us not knowing what a DSCR loan was. He owns multiple properties in Detroit, and we showed him how a cash-out refinance could put equity in his pocket to buy more. We closed it in just 10 days.

This investor needed a cash-out refinance on his condo, qualifying with DSCR instead of personal income. Even with a 0.75 DSCR, we still got the deal closed — and structured it with no prepayment penalty, giving him full flexibility to sell or refinance whenever he's ready.

This foreign national investor already owns a large rental portfolio and refinanced four single-family properties in Cleveland in one deal. We used DSCR to qualify him without U.S. income documentation, closing all four properties on a single 30-year fixed loan.

This borrower had a 607 credit score — low enough to shut most doors elsewhere. Because we qualify on the property's DSCR instead of personal credit, we were still able to get him a cash-out refinance at 50% LTV.

These borrowers were falling behind on their payments and needed relief fast. We structured a cash-out refinance on their duplex that got them caught up and back on solid footing.

This investor was carrying a 7.375% rate on his four-unit Section 8 property in Fort Lauderdale. We refinanced him into a 30-year fixed DSCR loan at 5.874%, qualifying off the property's rental income with no tax returns or bank statements — and he walked away with $140,000 in cash to redeploy into his next deal.

The borrower came to us looking for financing on a 4-unit property worth only $100,000. We used DSCR to qualify it off the property's own income and got the deal closed.

This investor needed financing to build from the ground up in Nunnelly, TN. We structured a 12-month construction loan to get the project underway.

This borrower came to us for a cash-out refinance on his single family property in Tallahassee. We closed it at a 6.125% rate on a 30-year fixed loan.

This borrower needed financing to purchase and rehab a property in Canajoharie, NY. We structured a purchase-and-rehab loan to fund the acquisition and renovation.

This borrower came to us for a cash-out refinance on his property in Fayetteville. We closed it at a 6.375% rate on a 30-year fixed loan.

This was the second of two simultaneous DSCR cash-out refinances we closed for the same investors — pulling equity from a second 3-unit multifamily property in New Jersey to fund an all-cash purchase instead of a costly commercial loan.

These investors came to us wanting a commercial loan to buy a 6-unit property, but the numbers didn't work anywhere else. Instead, we used DSCR to refinance this 3-unit multifamily property they already owned, freeing up equity to fund the purchase without ever touching a commercial rate.

This borrower needed financing to purchase and rehab a property in Keyport, NJ. We funded 90% of the purchase price and 100% of the rehab budget.

This borrower came to us for a cash-out refinance on his single family property in Philadelphia. We closed it at a 7.51% rate on a 30-year fixed loan.

This borrower came to us for a cash-out refinance on his property in Sparta. We closed it at a 6.624% rate on a 30-year 5/6 ARM.

This borrower came to us for a cash-out refinance on his single family property in Fort Plain. We closed it at a 6.81% rate on a 30-year fixed loan.

This borrower needed financing to purchase and rehab a beachfront condo in Hillsboro Beach, FL. We closed the loan at a 10.99% rate on a 12-month term.

This borrower came to us to purchase a rural property in East Stroudsburg. We closed it at a 7.425% rate on a 30-year fixed loan.

This borrower needed financing to purchase and rehab a single family property in Tinton Falls, NJ. We funded 85% of the purchase price and 100% of the rehab budget.