What Is a Portfolio Loan?

Consolidate multiple rental properties under one streamlined Portfolio Loan. Up to 75% LTV, simplified payments, and better terms at scale.

How Portfolio Loans Work

Why manage ten separate loans when you can consolidate them into one? Portfolio Loans bundle multiple investment properties under a single loan, simplifying your financing and freeing up your bandwidth to focus on growing your portfolio. With up to 75% LTV across your bundled properties, this program is ideal for experienced investors ready to streamline their debt structure and scale efficiently.

Investors holding 2+ rental properties who are tired of juggling multiple lenders, payments, and maturity dates. One loan, one payment, one point of contact — across your whole portfolio.

Get a Quote → Call (862) 293-2467
Up to 75% LTV Across the portfolio
One loan, one monthly payment Simplified financing
Qualify on portfolio cash flow Strong performers offset weaker ones
Release provisions Sell individual properties out of the loan
No tax returns or income docs Qualify without W-2s

Portfolio Loan Requirements

Straightforward requirements built around your bundled properties.

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Up to 75% LTV across the portfolio
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Minimum of 2+ properties to qualify
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No tax returns or personal income documentation required
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Underwritten on combined portfolio cash flow
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Release provisions to sell individual properties
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Mixed property types can typically be bundled together

How to Get a Portfolio Loan

One loan, one payment, one point of contact across your whole portfolio.

1
Tell us about your properties Address, value, and rental income for each property.
2
We underwrite the combined cash flow Strong performers can offset weaker ones.
3
Close on one loan Up to 75% LTV across the bundled portfolio.
4
Sell or refinance individual properties Release provisions keep you flexible.
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Common Questions

How many properties can I include?
Portfolios typically start at 2+ properties, with no practical upper limit — we've structured loans across dozens of doors.
What if I want to sell one property later?
Release provisions let you sell individual properties out of the portfolio by paying down the allocated loan amount.
How is the loan underwritten?
On the combined cash flow of the portfolio — strong performers can offset weaker ones, which often qualifies more deals than one-off loans would.
Can I mix property types?
Yes — single family, 2-4 unit, and multifamily can typically be bundled together.

Ready to Consolidate Your Portfolio?

Get a quote today. One loan, one payment, simplified financing across your rental portfolio.

Get a Quote Call (862) 293-2467